Inspect and document
Review the affected roof or siding, photograph observed conditions, and identify temporary protection needs.
UV Exteriors · Chicagoland storm damage
Roof & siding storm damage. A clear repair plan.
After wind or hail damage, get photographs, an exterior assessment, and a written repair estimate. Our Schaumburg-based team helps Chicagoland homeowners understand the construction work; your insurer determines coverage.
Illinois roofing license #104.019711Photographs and repair estimatesDedicated project managementFinancing options →
Separate the damage, the coverage, and the work.
Review the construction scope
Compare the proposed repairs, materials, quantities, and installation details with the insurer’s estimate.
Plan the restoration
Confirm the written scope, your responsibilities, any upgrades, and the schedule before construction begins.
Roof and siding insurance restoration in Chicagoland
After a wind or hailstorm, you need to understand what was damaged and what it will take to restore your home. UV Exteriors helps homeowners in Schaumburg and surrounding suburbs with exterior inspections, photographs of observed conditions, and a clear construction estimate.
If water is actively entering, start with emergency roof assessment and temporary protection. Permanent repairs can be planned once immediate exposure and the damaged areas have been evaluated.
Look at the complete exterior
From inspection to completed restoration
1. Record the conditions
Share when you noticed the damage and any photographs or prior repair information. We assess visible exterior conditions and explain the construction concerns identified.
2. Organize the repair scope
We prepare photos, material descriptions, quantities, and installation details to explain the proposed repairs. Where estimates differ, we can supply construction documentation and meet with the adjuster to discuss scope. We also coordinate with public adjusters when involved; coverage decisions remain with your insurer.
3. Confirm costs and selections
Review the written scope, payment responsibilities, product selections, and any optional upgrades before work begins. Your insurer determines coverage and payment under your policy; an inspection does not guarantee approval or full replacement.
4. Plan the exterior work
Coordinate roof, siding, and gutter work where needed. Confirm scheduling, property access, cleanup, and how changes or concealed damage will be documented.
Know what belongs in your estimate
- Defined work: Affected areas, removal, replacement materials, and related flashing or trim.
- Installation details: The components and transitions needed for the proposed construction work.
- Changes: A written approach for additional work discovered after removal.
- Product choices: The selected material, color, warranty terms, and any upgrade price.
Ask your insurer to explain your deductible, any depreciation or holdback, and documentation requirements. Keep claim correspondence, photographs, estimates, and receipts together. The Illinois Department of Insurance disaster guide is a useful resource for policy and claim questions.
Choose the exterior you want to restore
Compare roofing materials and shingle colors, siding styles, and gutter options with the proposed scope. Distinguish restoration work from elective upgrades in the agreement so pricing and responsibilities are clear.
See our construction details in Gurnee
Our Gurnee roof replacement included CertainTeed Landmark Pro shingles, underlayment, starter shingles, and a ridge-vent upgrade. Review it as an example of our roofing work; the scope covered by your policy is determined separately.
Storm damage and insurance questions, answered.
Can UV Exteriors help with a roof or siding insurance claim?
UV Exteriors can inspect visible exterior conditions, photograph observed damage, and provide a construction estimate. Construction-related differences in scope can be documented for the insurer’s review. Coverage and payment decisions remain with your insurer.
Will hail or wind damage qualify for a full replacement?
Not automatically. The policy, cause and extent of damage, exclusions, and insurer’s assessment affect coverage. The construction assessment should explain whether a repair or replacement is proposed and why.
Should I wait for the insurer before addressing an active leak?
Contact your insurer promptly about the damage and temporary protection requirements. If water is actively entering, call UV Exteriors to discuss safe temporary work and availability. Keep photographs and receipts, and confirm the permanent repair plan before authorizing it.
What if the insurance estimate leaves out construction work?
Compare the affected areas, materials, quantities, and installation details. UV Exteriors can document construction-related differences for review. Ask your insurer to explain its determination and any additional documentation it needs.
How are deductibles and upgrades handled?
Review your deductible and other payment responsibilities with your insurer. The project agreement should distinguish the restoration scope from elective upgrades and identify any additional cost before the upgrade is approved.
What should I have ready for a storm damage inspection?
Have the property address, the date you noticed the damage, safely taken photos, prior repair information, and any insurer’s estimate already received. Keep claim correspondence and temporary repair receipts together for your records.
