Wind, Hail & Cedar Shake Damage Specialists in Illinois
At UV Exteriors, we know how stressful storm damage can be. Whether it’s wind or hail, we guide you through the entire insurance claims process — from the first inspection to final repairs. We meet with the adjuster, document every detail, and fight for a fair settlement if the insurance company underpays or denies your claim.
We’re not just here to fix your home — we’re here to make the process stress-free, fair, and transparent.
If your home has been hit by a storm, don’t miss our detailed post: Illinois Storm Damage to Roof and Siding — it explains what to look for, when to file, and how to protect your investment.
Hailstorms can leave dents, cracks, and granule loss on shingles, along with visible siding damage. We often see:
Strong winds can tear off shingles or siding, leaving your home exposed to leaks and further issues. Common signs include:
Cedar shake roofs can be harder for insurance adjusters to evaluate. Splitting, cracking, or severe weathering can lead to water damage if not addressed quickly. Our team knows how to document cedar shake damage so you get the full coverage you’re entitled to.
If the damage is from a covered event like wind or hail, insurance usually covers it. The problem? Many payouts are too low, and some valid claims get denied entirely.
We know how to:
Roofing Upgrades:
Siding Upgrades:
Q: Do I need to pay my deductible for my roof or siding?
A: Yes. Illinois law requires homeowners to pay their insurance deductible when filing a claim for covered damage.
Q: Does the deductible go to the insurance company or the contractor?
A: The deductible is paid to the contractor. Your insurance company subtracts it from their payout, and you pay that amount directly to the contractor as part of the total project cost.
Q: How long do I have to file a claim after a storm?
A: Most insurance policies allow up to one year from the date of loss, but it’s best to start the process as soon as possible to prevent further damage.
Q: Can I upgrade my materials during the claim process?
A: Yes. In many cases, we can upgrade your roof or siding at no additional cost — especially when replacing older aluminum siding with energy-efficient vinyl.
Don’t wait for more damage. Contact UV Exteriors today for a free inspection, and let us handle the insurance process from start to finish.
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